Mutual Funds
Your money is spread across many assets, reducing overall risk.
Expert fund managers handle research and investment decisions for you.
You can start with a small amount through SIP or lump sum.
Most mutual funds allow easy withdrawal whenever needed.
Different fund types help you achieve goals like retirement, education, or wealth creation.
Invest primarily in shares of companies to provide long-term capital growth. Best suited for investors willing to take higher risk for potentially higher returns.
Invest in fixed-income instruments like bonds and government securities. They offer more stability and lower risk compared to equity funds.
Combine equity and debt in one portfolio to balance risk and return.
Ideal for investors seeking moderate risk with steady growth.
Invest in a specific sector such as IT, pharma, ETC. They carry high risk because performance depends on one industry.
Invest in commodity-linked assets like gold, silver ETC. Used as a hedge against inflation and market volatility.
Invest in global markets outside the investor’s home country. Give diversification benefits and access to international opportunities.
Debt funds invest in fixed-income instruments like bonds, treasury bills, and corporate papers. The aim is to provide regular income and capital preservation with relatively lower risk. These are ideal for short- to medium-term goals or conservative investors.
Invest in debt securities with maturities of up to one year, offering liquidity with moderate returns.
Invest at least 80% in high-rated corporate debt instruments, aiming for stable income with lower credit risk.
Park money for just one business day, offering the lowest risk in debt categories. Ideal for temporary parking of surplus cash.
Invest in instruments with maturities up to 91 days. These are suitable for short-term needs and generally carry minimal risk.
Hybrid funds combine equity and debt (and sometimes gold or other assets) in a single portfolio. They aim to strike a balance between growth and stability, making them ideal for investors who want equity exposure but with some protection from market swings.
Allocate 65% to 80% in equities, and the rest in debt. Suitable for moderately aggressive investors.
Invest in at least three different asset classes, such as equity, debt, and gold, with a minimum of 10% in each.
Flexibly switch between equity and debt—anywhere from 0% to 100%—based on market trends and internal asset models.
Use price differences in cash and derivatives markets to earn low-risk returns. These are tax efficient alternatives to traditional debt instruments.
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds,
helping you build wealth over time with discipline and consistency.
At Modernn Weallth, we guide you in choosing the right SIPs based on your goals, risk profile, and investment horizon—making the journey simple and personalized.
SIP is not just an investment—it’s a habit that leads to financial freedom.
